Identity Verification – Homebridge Wholesale

The Heloc program utilizes Plaid, a third-party vendor, for all identity verifications.
The identity of each borrower whose credit is used for loan qualification must be confirmed.
All identification must be valid, unexpired, and include a clear photographic image of the borrower’s face (blurry images are not acceptable)
The photo IDs listed below are frequently accepted as a primary form of ID:
- U.S. state-issued driver’s license
- U.S. state-issued photo ID
- U.S. Passport Book
- Certificate of U.S. citizenship
- Certificate of naturalization
- Alien registration card with photo (green card or permanent resident card)
Note: The notary will have access to the specific requirements for the state in which they are commissioned:
Throughout the automated underwriting process are checkpoints where the identity is revalidated to ensure verification is supported from application to closing.