Eligible and Ineligible Borrowers

Eligible Borrowers

United States Citizens

• United States Citizens are individuals born in the United States, Puerto Rico, Guam, Northern Mariana Islands, Virgin Islands, American Samoa, Swain’s Island.

Permanent Resident Aliens

• A Permanent Resident Alien holds an I–551 Permanent Resident Card (a.k.a. "Green Card") issued by the Department of Homeland Security (DHS) U.S. Citizenship & Immigration Services (USCIS). This documents that the individual has been awarded permanent residency in the United States. The borrower must present either an unexpired I-551 card or temporary I-551 stamp on an unexpired foreign passport.

Non-Permanent Resident Aliens

• A Non-Permanent Resident Alien is:
  • Not a United States (U.S.) citizen;
  • Granted the right to live and work in the U.S. on a temporary basis; and
  • A lawful non-permanent resident of the U.S. (Visa Holder)

Ineligible Borrowers 

• Foreign Nationals
• Individual Taxpayer Identification Number (ITIN)
• Employment Authorization Document (EAD) only
  • C09, C10, C24, C31, C33 (DACA) are ineligible.