Types of I.D.s for Verification

The HELOC program utilizes Persona, a third-party vendor, for all identity verifications.

The identity of each borrower whose credit is used for loan qualification must be confirmed.

All identification must be valid, unexpired, and include a clear photographic mage of the borrower’s face (blurry images are not acceptable)

The photo IDs listed below are frequently accepted as a primary form of ID:

• U.S. state-issued driver’s license
• U.S. state-issued photo ID
• U.S. Passport Book
• Certificate of U.S. citizenship
• Certificate of naturalization
• Alien registration card with photo (green card or permanent resident card)

Note: The notary will have access to the specific requirements for the state in which they are commissioned:

Throughout the automated underwriting process are checkpoints where the identity is revalidated to ensure verification is supported from application to closing.