Veronica G

  • Total activity 24
  • Last activity
  • Member since
  • Following 0 users
  • Followed by 0 users
  • Votes 0
  • Subscriptions 0

Articles

Recent activity by Veronica G Recent activity Votes
  • Number of Loans to One Borrower

    Borrowers are collectively limited to three (3) loans either issued or purchased by our company not to exceed $750,000.  Borrowers with more than fifteen (15) properties are not eligible. 

  • Trust Agreement Requirements

    Inter vivos revocable trusts, also known as Living Trusts, are eligible for origination. We must obtain copies of the trust or trust certification and include them in the loan file. A review of the...

  • Types of I.D.s for Verification

    The HELOC program utilizes Persona, a third-party vendor, for all identity verifications.The identity of each borrower whose credit is used for loan qualification must be confirmed.All identificati...

  • Credit Report Debts/Liabilities

    Our HELOC uses the Equifax Decision engine tool for the credit standard review.  Installment Debt:Installment debt is a monthly obligation with fixed payments and terms. Payments on installment loa...